Just because you have debt, doesn’t mean you need professional debt help. For those who are in deep, however, avoiding asking for help could result in serious consequences for the future.
Many people are too embarrassed, fearful,or even too proud to ask for debt help and advice – but you shouldn’t let your emotions stop you from tackling your debt issues. Avoiding or denying your need to seek help may lead to a build-up of pressure and stress, affecting not only your financial stability but also your quality of life.
You may choose to put off seeking advice in the hope that things will turn around and get better – in the meantime, your debts are piling up even further.Creditors would have begun contacting you and soon enough, you may begin to shut out those nearest and dearest to you. Being proactive and seeking help for your debt before your situation worsens will make a world of difference to your future.
You may first look to work on bringing your debts back under control with the assistance and support of friends and family. This may involve properly assessing what you owe, to whom you owe, your income, potential increases to your work hours, any legal consequences, and even your own willingness to take action to overcome this difficult period in your life.
If, however, you need professional debt help, it is important that you choose the right company. Many financial companies operate unlicensed and under-qualified, presenting several risks to themselves and their clients.
Debt Free Australia has a proven track record in helping people get debt free. In operation since 2006, Debt Free Australia have provided debt help to hundreds of Australians, assisting them to set sail into their fresh financial future. With a CEO who is a fully qualified Chartered Accountant and a Registered Trustee in Bankruptcy, you can rest assured that with Debt Free Australia you will be receiving the best possible insolvency services from a licenced and registered insolvency practitioner.
Seeking help for your debt may seem difficult and demanding, but after you choose the right debt solution, finalise the process and come out with a clean slate, you will wonder why you didn’t take action sooner.
So let today be the start of your new life; give Debt Free Australia a call on 1800 462 767 and book in an appointment today. We’re available to answer your call 24 hours a day, 7 days a week.

Are you burdened with the financial strain of a mortgage or endless credit card debt?
If you answered yes to either of the above, you are not alone. In fact, you are among thousands of other Australians struggling with debt; collectively, you share the title of global leaders in personal debt.
Recent statistics from the Reserve Bank of Australia show that Australians have overtaken US citizens and now have the greatest amount of debt in the world.
Generally speaking, mortgages, personal loans and credit cards are the biggest culprits for creating debt, totalling over $1 trillion AUD.
The probable causes of Australian debt include:

• Legislation designed to help Australians purchase their first home
• Long-term low interest rates
• Steadily rising costs of living, particularly the costs of food and rent. This rising cost has not been proportional to income earnings.
• As the financial outlook for Australia improves, consumers are more willing to borrow money due to increased confidence in the economy.

However, it is important to know the difference between good and bad debt.
Good debt is debt that has been created to shape your future in a productive way, for example, a low-interest rate investment to purchase property. Bad debt is when you are living beyond your means and purchasing things you do not need or cannot comfortably afford.
It is crucial to keep spending and personal debt under control. If you are struggling with what feels like insurmountable debt, it is recommended that you speak to a professional today. Debt Free Australia (DFA) has helped thousands of Australians get back on their feet through formal and informal debt solutions. Our insolvency experts are licensed and experienced to help pave the way for debtors to realise a brighter financial future.
Call us now for a free initial consultation on our confidential hotline at 1800 462 767.