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Are you currently in debt and worried about what debt collectors can do to you? We’ve put together a list to show you what they can do to collect their debts. What is a Debt Collector? A debt collector is usually an agent who acts on behalf of a creditor (a person to whom you owe money). Debt collectors’ activities…
What Are My Personal Debt Solutions? If you find that your debts are piling up and you are starting to lose sleep over your financial affairs, then it is time to start exploring personal debt solutions. There is a range of debt options that you may consider, and DFA offers every single one of them. So what are my personal…
A Debt Agreement is a legally binding agreement that can be arranged between a person with unmanageable debts with their creditors if the person can no longer afford to repay their debts. Essentially, it is an arrangement a person makes with their creditors to pay an agreed amount over a period of time, usually ranging from 3 to 5 years.…
We know that bankruptcy is not going to be your first choice, but it is important to know that if your circumstances change, you may be able to end your bankruptcy early. We explore the different ways in which you may be able to end your bankruptcy early. A Formal Proposal The Bankruptcy Act envisages that people may want to…
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