It is compulsory in Australia for your employer to make regular payments into your superannuation fund from your salary. Superannuation is designed to pay for your living expenses in retirement. The only time you should access your superannuation before retirement is for serious cases only and it is subject to approval from your superannuation fund. Superannuation is normally protected from ...
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What Are My Personal Debt Solutions? If you find that your debts are piling up and you are starting to lose sleep over your financial affairs, then it is time to start exploring personal debt solutions. There is a range of debt options that you may consider, and DFA offers every single one of them. So what are my personal ...
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When you experience personal debt, your main goal is to repay these debts. But what happens once you do? Managing your life after debt is a crucial element in your debt experience. It will determine how financially secure your future is. Here are the three steps to surviving life after debt. Reflect Don’t beat yourself up for ending up in ...
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Experiencing personal financial difficulties and need some debt relief? Debt Free Australia has got you covered. We offer a range of solutions that will help you get debt relief so that you can prepare for a better financial future. Debt Relief Solution 1: Debt Agreement A Debt Agreement refers to an arrangement established between the debtor and his or her ...
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A Guide to Debt Consolidation If you have multiple debts to pay, your best option could be debt consolidation. Debt consolidation helps to put all of your debts into one affordable single payment. If you are interested in debt consolidation, here is how to proceed with this process. There are many companies out there that offer options for your debt ...
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If you have unmanageable debt and need to settle it with an insolvency arrangement, you need the assistance of a qualified professional. To begin with, you will want someone with plenty of experience dealing with creditors and a background in accounting. In addition, there are some minimum qualifications that need to be held in order for a company to be ...
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The key to a successful budget is making sure that it is realistic. In the long run it will also help you save money because before you buy something you should first check to see if you have allocated funds in the budget for the purchase. If you apply this discipline, you will achieve financial success in the long run ...
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Debt Relief: Debt Agreement vs. Bankruptcy When you’re drowning in debt, you have a few relief options. Two of the most common options are declaring bankruptcy or entering a debt agreement. But which solution is right for you? Today, we compare a debt agreement and bankruptcy. Debt Agreement A personal debt agreement is an agreement between you and your creditors ...
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