After hard times of separating with my husband which left me with a home loan, car loan, and a number of white goods loan, my income was sinking fast and I needed help. Although I tried my best my debt kept mounting, as I could not pay them as they fall due. I was struggling to keep up with my payments, including a second car loan repayment with two options; file for bankruptcy or receive help. With Debt Free Australia, a Debt Agreement was prepared on behalf of myself that helped me pay off my debt. As a result of the work Debt Free Australia did for me, I am now living Debt Free!